There are two ways to compare software, by features and by value:

By Value you need to consider what you get for your money and how much do you end paying :

For example: there are several reasons why you should never consider an online software for your business.

1. There are incredibly slow. It does not matter how fast is your machine or theirs, the fact is that TCP protocol that the Internet uses makes it impossible to be fast. Remember how slow is your Bank's website, now imagine your staff working at "that" speed 8-10 hours a day.
   
   
2. Lack of security. For obvious reasons your list of clients resides in "their" servers letting you at the mercy of all their employees in their company. This lack of security becomes more dangerous since usually the seller of the software is also a provider of similar services for their clients, a conflict of interests. Plus there are hackers everywhere that could steal your client's data.
   
   
3. Lack of features. The Internet and its intrinsic nature makes it impossible to have the rich environment possible in a Windows based software . Usually, online software are VERY simplistic in their approach to the business and "force" you to use their methodology and not your own. Forget about importing the whole credit report in one click or automatic suggestion of dispute type, letter and description for example.
   
   
4. More expensive. Not only online software are usually more expensive, but most importantly, when you expand and have more clients you will need to hire more employees since there is NO way to bulk processing of disputes therefore the more clients you have the more employees you need and corresponding increase in business costs.
   
   
5. Business Interruptions. As we all know, servers on the Internet have problems from time to time with long interruptions sometimes in the range of days since they are dependent to acts of God like hurricanes, earthquakes, floods, etc. Even a temporary crisis could prove traumatic since all clients would need support at the same time collapsing any support department.
   
   
6. Loss of Business. Your business depends on the "life" of the vendor. There is a fact of life that nothing is forever, so when they close their doors, (because they win the lotto, sell the company, change their mind, or any other reason) you are closing your business with them the very next second, losing all your money, list of clients and business in an instant as well. Just consider this facts when evaluating an online software. Be sure to ask for a trial period to evaluate the software and a money back guaranty to reduce the risks to using such a system.

By features you need to consider what you can do with the software:

Fill in the blank with the software you are comparing us

1. Does _______ offer automatic importing from a Credit Report in one click?
2. Does _______ offer automatic importing from the Fannie Mae Merged Report or Format?
3. Does _______ offer automatic setup up of letters, descriptions and types ?
4. Can _______ Post to the Internet your client's progress report ?
5. Does _______ offer automatic importing of forms from the internet into the program?
6. Does _______ include an Invoice System ?
7. Does _______ offer a Fully Contact Integrated E-mail System ?
8. Does _______ offer Accounts Receivables ?
9. Does _______ offer Accounts Payables ?
10. Does _______ offer Check Writing ?
11. Will you be able to Charge of Credit Cards directly from _______ ?
12. Does _______ include an Integrated Tele-Marketing System ?
13. Does _______ include an Integrated Task Manager System ?
14. Does _______ include an Automatic Disputes Follow Up System ?
15. Does _______ offer automatic importing of Internet Forms (from your website) or automatic creation of clients with automatic population of fields ?
    
    Ask they what feature they are most proud of. Then check that against the Credit Money Machine Net. Our implementation will be better like all features, because we are hard disk based and include a host of powerful features no one else even comes close to.
    Compare then you will see why we are so sure of what we have to offer. After that, read our testimonials, and contact us so we can answer any questions you may have. Youll see for yourself --- no one even comes close. We are proud to offer a Free Trial and Money-Back Guarantee..